Riding the Wild Wave of Interest Rates

On January 21, 2015 the Bank of Canada surprised markets by cutting the interest rate by one-quarter of one percentage point to 3/4 per cent. The Bank Rate is correspondingly 1 per cent and the deposit rate is 1/2...

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To Hide or Not to Hide the Debt Blues

We’ve all head of the Monday Blues, but the debt blues are felt by more and more Canadians, especially now in January. The post-holiday debt hangover is looming over many of us and the bills trickling in are compounding...

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A new Dawn of Mobile Payments is Here

One of the biggest trends expected in 2015 is mobile payments. More and more Canadians are using their cell phones instead of their wallets to purchase goods. The trend for quicker transactions has captivated consumers and retailers alike. 2015...

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Holiday Season Bills, Bah Humbug

According to Equifax, Canadians owe an average of $20,000 of non-mortgage debt. The average Canadian was expected to spend about $1,517 over this past Christmas, the lowest holiday spend in three years, according to a separate BMO study. Last...

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Getting smarter with your money in 2015

The end of the year is the time to reflect on how we have managed our finances throughout the year and look for ways to make our money stretch further and possibly make more of it. Whether...

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Safety Smarts for your Car in Winter

Canadian winters are challenging at best, especially if you are a motorist. Weather conditions can be unpredictable, placing extra demands on our vehicles and driving skills. A few simple tips, however, will help to prepare for the often hazardous...

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Protecting your Home from Fire

Protect Your Family this Holiday Season by Fireproofing your Home. ‘Tis the season to be festive with candles aglow, trees brimming with blinking lights and hearths alive with open fire. A perfect time to refresh your family with responsible fire...

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The Benefits of Enrolling in Direct Deposit

The Government of Canada is phasing out cheques by April 2016 and switching to direct deposit for all government payments. If you are currently receiving benefit payments via cheque, you must enrol. With direct deposit, the Government of Canada...

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It’s all about that Hype, Black Friday and Cyber Monday

With the holiday season right around the corner Canadians are starting their gift shopping and looking to save as much cash as they can. In the past Canadians looked on with envy at the pre-Christmas deals our neighbours south...

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Is the Debt Collector calling me Legitimate?

Have you ever wondered how a collection agency obtained your contact information? When a consumer has an account with a business that is “past due” or in default, the business may turn the account over to a collection...

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