Nov
13
2014
A credit report is a record of your past and present use of credit and loans. It can mean the difference between getting approved or refused when you apply for a credit card, a mortgage or other loans. OCCA...
Nov
05
2014
Financial literacy means having the knowledge, skills and confidence to make responsible financial decisions. The month of November represents Financial Literacy Month and it is dedicated to provide Canadian consumers with the tools to reassess their budgets, and spending...
Oct
29
2014
It looks like Canadians are not scared to spend this Halloween season.
According to a poll conducted by digital coupon website, RetailMeNot, almost 70 per cent of Canadians plan to celebrate Halloween this year. With the big night landing on...
Oct
23
2014
Normally we focus on budgeting and how to manage debt in our blog, but our members have requested we also touch on everyday life issues. Everyone can relate to preparing for a Canadian winter and the timing is perfect...
Oct
16
2014
A financially secure retirement for Canadians 55+ is no longer an expected reality for many. Today more and more Canadians are finding themselves tied down with debt during retirement.
According to the Vanier Institute, bankruptcy rates for those aged 55...
Oct
09
2014
When you have reached the end of your rope with managing debt, where do you turn to get help? There are a number of options available to Canadian consumers such as personal bankruptcy, consumer proposal, debt settlement via debt...
Oct
03
2014
Saving money can be easier than you think. Whether you’re trying to balance your budget, cutting costs to pay off more debt or just want to rethink you’re spending habits; learning ways to save money in everything you do...
Sep
25
2014
Debt happens. Let’s face it; everyone in this strong and free country of ours has at one point faced the task of paying off some kind of debt. Whether the debt comes from a mortgage, loan or credit card...
Sep
18
2014
It’s very common for first year university students to be baited with a credit card by a credit card company within the first week of classes. The security of having an emergency fund to tap into sounds like a...
Sep
10
2014
To keep you informed with the most recent and impacting news regarding personal finance and debt management, we have composted a list of must-read blogs from OCCA Consumer Debt Relief.
How do you know if you’re on Debt Row?
Are you...
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