Normally we focus on budgeting and how to manage debt in our blog, but our members have requested we also touch on everyday life issues. Everyone can relate to preparing for a Canadian winter and the timing is perfect to talk about it now.
Your home will need to stand up to the harsh winter conditions it will face in the next few months. To ensure your home is protected, we’ve outlined a maintenance plan as your guide.
• Check all windows and doors for cracks around the framing. Re-caulk any cracks to avoid further damage and keep the heat indoors.
• Book a maintenance check up for your furnace. Some heating payment plans include an annual furnace check so it may not be an extra cost. Make sure you replace your furnace filter at this time.
• October is the month to check your smoke alarms and carbon monoxide detectors. It takes only minutes and can save lives!
• Shut off your exterior water supply and drain all exterior water lines. Repairing any broken water pipes can be very costly and inconvenience during the winter months, not to mention the damage water can cause your home;
• Cover your exterior air conditioning unit with a tarp or some kind of protective cover. You will protect it from any damage the harsh winter elements.
• Clear your eaves troughs from any debris like leaves and dirt. Check your downspouts are in good condition and repair any damage.
• Inspect your roof for any loose shingles, ensure chimney caps are in place and sealed properly.
• Do you have a fire-burning chimney? Book a cleaning now so nothing can come in between you and a nice warm winter fire.
• Store any outdoor furniture and planting pots in a protective unit. Cover any plants, shrubs or trees.
• If possible, move your compost station to a place that is convenient for you to access during the winter months.
If you protect your home properly, you will protect your home warranty so you can enjoy your home for many years to come. There will always be unexpected expenses that come with home ownership, but this maintenance plan will help you curb them as much as possible.
For more helpful tips on how to maintain your home, read “Budget Tips for Preparing for the Fall” in OCCA Consumer Debt Relief’s personal finance blog (www.occa.ca/blog).
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