Canadians still way over their heads in Debt

According to a recent RBC survey, three-quarters of Canadians are in debt and owe an average amount of $16,000.  The average personal debt load has increased by $2,779 to a whopping $15,920 this year in comparison to last year. ...

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How to Avoid the retail traps of Overspending

Don’t fall for those tricks retailers use to lure you into overspending!  We’ve all overspent at some point.  Retailers are so savvy and creative with their strategies that the average consumer is many times flabbergasted at how their bill...

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Save money when buying for your Kids

It is no secret that kids can cost a lot of money.  From the day they are born parents shower their children with toys, clothes and gadgets.  Retailers cash in on the numerous items that promise to entertain kids...

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Tips to have a Cost Friendly and Happy Thanksgiving

Thanksgiving is only a few days away and as we look forward to enjoying a long weekend with family and friends, we thought we would put a few tips together to help you save some coin when organizing your...

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You’ll win by Paying down debt before Retirement

No matter what age you are, paying down debt sooner than later will always end up saving you money and stress in the long run.  It is a matter of financial discipline and accountability that will earn you a...

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Budget Tips To Prepare for the Fall

As October rolls in we find ourselves excited for a new season while preparing for the cold winter nights ahead.  Home repairs and yard maintenance are usually top of mind at this time.  There are some things you can...

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How much could a Night Out Cost you?

When you receive your paycheque what is the first thing you do?  Many of us Canadians use payday as an excuse to blow off a little steam from a hectic work week by going out for dinner or drinks...

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Budget Tips for Preparing for the Fall

As October rolls in we find ourselves excited for a new season while preparing for the cold winter nights ahead.  Home repairs and yard maintenance are usually top of mind at this time.  There are some things you can...

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Short on Cash but Deep in Debt

We are still short on cash and deep in Debt You’ve heard the saying, “save for a rainy day”.   More and more these days Canadians are putting money aside for their savings, but the majority of us are still short...

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How Collection Agencies Collect on Debt

Consumers with unpaid debts may have to encounter a call from a collection agency demanding the debt be repaid as soon as possible.  The first step a collection agency must take is to send you a written notice through...

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