Apr
23
2012
Bank of Canada governor, Mark Carney, recently warned us that interest rates could be rising sooner than most had previously expected. This will affect indebted consumers who have been getting by with barely paying down their debts even with very...
Apr
10
2012
Landlords have heard every excuse in the book for reasons why rent is missed or late.
Have you heard these?
I don’t have the money right now because I just lost my job.
I’m on a fixed income and my expenses have...
Apr
10
2012
Debt is the four-letter word all of us live with, but don’t like to talk about.
Many of us who struggle with debt become deflated, embarrassed, and stressed. There is an actual medical term for “a pain in the wallet”:...
Apr
04
2012
Your marriage is over, and it’s time to divide your marital assets. Who gets the house? The silverware or stocks you’ve both accumulated together? Do you have any outstanding debt between you both? (more…)
Mar
26
2012
Ever heard of the saying, the only things in life that are certain are death and taxes? Well, we can add a new one to the list– Debt. Whether you are young or retired, single or married, you are...
Mar
20
2012
NEW! The Ontario Energy and Property Tax Credit will now be paid out in monthly installments instead of the previous quarterly payments.
As part of the Ontario Trillium Benefit, “The Ontario Energy and Property Tax Credit helps low- to moderate-income individuals 18 years of age...
Mar
15
2012
As Kate weaves herself through a crowded room of friends in a “stunned” state, she hears over and over, “I’m very sorry for your loss”.
Losing a spouse or life partner is one of life’s most tragic realities a person...
Feb
20
2012
Warning! Canadians Are Stretching Themselves Too Thin!
Canadians face stretched household budgets — even insolvency — when interest rates eventually rise or if housing prices fall, the Bank of Canada said Thursday. (more…)
Nov
21
2011
WOW! I have to share with you a story I just heard from one of our Counselors about an 80 year old retiree, who called OCCA with questions about his debt and was considering joining our program. (more…)
Nov
15
2011
Most of us want to do the right thing in every situation. We want to take care of our responsibilities, make the right decisions. Be good, honest human beings.
And sometimes, things don’t go exactly as planned. You may fall...
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