Jun
04
2012
If you read Part 1 of my blog, How I got into so much Debt, you’ll recall I’m a university graduate and working professional that is neck high in debt. Wonder how I got into this mess? It all started...
May
22
2012
Firstly, do you have a budget? There are many out there you can download to help you organize a good budget (weekly and monthly). If you want to gain control over your finances, you need a budget. (more…)
May
16
2012
There has been a lot of buzz lately about “debt relief” and the companies that provide this service. Is it legitimate? Are the companies actually Canadian or out of the United States? Does the program really work? Why are actors talking...
May
14
2012
Divorce can be a stressful and possibly volatile event in a person’s life. You can times that by ten if debt is involved. (more…)
May
07
2012
We all want our children to be successful in life, and part of that success is dependent on how they manage their finances. Preparing your child at an early age to understand proper money management can make all the...
May
04
2012
When we’re asked how OCCA is different from non-profit credit counselors, we’re happy to respond by stating “OCCA works for you, the consumer – not the creditor.” (more…)
Apr
26
2012
If a creditor has already gone to court and obtained a judgement allowing them to garnish your wages, there are three ways to deal with this: (more…)
Apr
23
2012
Canadians taking on Home Equity Line of Credit Loans may be living on a slippery slope!
Many Canadians who are either looking for a source of cheap borrowing or, are struggling with debt, are allured by the lower interest rates of...
Apr
23
2012
Borrowing from family can be tricky. Family and friends may sympathize with a request for a loan, and will either give freely without question, or feel pressured to comply. Either way, this kind of request has the potential to...
Apr
23
2012
This is a tricky question. Owning a credit card can help to build the credit history needed to borrow money from creditors for future investments, like applying for a job or buying a house or a car. However, if a credit...
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