The price of keeping your Kids Active in Sports and Recreation

When I was a child I played soccer, and a lot of it. It was the most inexpensive sport my parents could find that helped keep me active and involved. Today I, like many parents, are on the lookout...

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To have and to hold Debt

Canadian consumer debt has hit a new high of 1.4 Trillion. With so many Canadians indebted it is no surprise that couples share debt as well as sentiment and commitment. A recent poll was conducted by a bankruptcy trustee firm...

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Keeping your Home warm without Burning your Budget

We are half way through winter but it feels like we have been under the snow blanket for more than only 2 months. Our heating bills reflect an exceptionally cold winter too. Although we cannot control the cold winter...

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Facing Holiday Bills with a Debt Hangover

Are your post holiday bills calling out to you from your kitchen drawer? Just like in the commercials aired during the holiday season, the bills are whispering in your ear “interest payments”. Are the bill piles causing you stress?...

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How to Cook on a Budget

Now that the holidays are over it’s time to get back into our regular routine which includes cooking for the family on a budget. As life gets busy with work, school and extracurricular activities, it becomes a bit tricky...

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Should Canadians in Debt borrow for RRSP season?

The beginning of every year is a tricky time for all consumers. We are just starting to pay the bills from the holiday season while at the same time encouraged by the banks to make...

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Negotiating with Customer Service – is it worth it?

We have all dealt with situations where customer service can be a deal breaker. Recently I was told of a situation that happened between a long standing customer and a leading telecommunication provider that many people can relate to....

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What have you learned from your Finances in 2013?

What have you learned from your Finances in 2013? Are your finances in a healthy state from the decisions you have made in 2013?  Are you planning to make choices in 2014 that will better your financial situation; perhaps make...

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We are still learning the lesson of bearing debt

We’ve hit another record high for debt-to-income percentage in Canada.  It has climbed in the third quarter of 2013 to 163.7 per cent, up from 163.1 per cent in the previous three-month period according to Statistics Canada last week. ...

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Trying to curb Student Debt

Managing student debt is a common reality that takes Canadians years to endure.  This “first taste” of debt is recognized by many creditors as “good debt” because the debt was taken on as an investment to better one’s career....

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