10 Ways to Save Money this Summer

Summer is officially here!   The heat and excitement of summer beckons the opening of restaurant patios and seasonal festivals, as well as the debut of summer fashions.  All of which entices and lures consumers to spend their hard earned...

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How to Deal with Collection Agencies – Part 2 (4 Facts)

In our last blog post, “How to Deal with Collection Agencies – Part 1”, the following facts were covered: Make sure the written notice is sent through the mail (email does not count) How often can the collection agency contact you? Can...

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How to Deal with Collection Agencies – Part 1 (3 Facts)

If you have been served with a written notice from a collection agency stating you owe money for an unpaid debt to a creditor, you should know how to properly deal with it. There are 7 facts you should know; 3 of...

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Why we should add Personal Finance as a Subject in our Ontario Schools

Recently I read a blog that questioned why learning Shakespeare plays is taking priority over learning about finance in our schools.  We can all recall at least one Shakespeare play, but if asked how long it would take to...

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How I got into so much Debt – Part 2 (3 options)

If you read Part 1 of my blog, How I got into so much Debt, you’ll recall I’m a university graduate and working professional that is neck high in debt.  Wonder how I got into this mess?  It all started...

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How to stick to your Weekly Budget to control Debt

Firstly, do you have a budget?  There are many out there you can download to help you organize a good budget (weekly and monthly).  If you want to gain control over your finances, you need a budget.  (more…)

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The Truth about Debt Relief

There has been a lot of buzz lately about “debt relief” and the companies that provide this service.  Is it legitimate?  Are the companies actually Canadian or out of the United States?  Does the program really work?  Why are actors talking...

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Going through Divorce with Debt

Divorce can be a stressful and possibly volatile event in a person’s life.  You can times that by ten if debt is involved.  (more…)

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Teaching your Child about Money and Debt

We all want our children to be successful in life, and part of that success is dependent on how they manage their finances.  Preparing your child at an early age to understand proper money management can make all the...

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Canadians Seeking Debt Relief and Non-Profit credit counselling

When we’re asked how OCCA is different from non-profit credit counselors, we’re happy to respond by stating “OCCA works for you, the consumer – not the creditor.” (more…)

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