Consumers Win with New Prepaid credit card Regulations

The Canadian Federal government has the consumer’s best interests in mind by removing expiry dates on prepaid credit cards and mandating card issuers to clearly advertise any fees that take away from a card’s balance within the first year....

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5 Tips to keep you in the Black

As we roll into December, we’ve listed a few tips to keep you in the black this Holiday season: Pay more than the minimum.  Paying the minimum on your credit card payments covers your monthly interest and barely touches your...

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Putting your Debt ahead of Investing for Retirement

Investment planners and employers are effective in getting the message across to employees to invest, save and plan for retirement. However a plan for debt management is usually not included in a typical benefits plan provided to employees. When...

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Are you financially honest with your Spouse?

Do you have an open line of communication with your spouse about your spending habits? Capital One conducted a survey recently about how couples handle personal finance.  Their findings are mixed in how much open we are with each...

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Canadians still way over their heads in Debt

According to a recent RBC survey, three-quarters of Canadians are in debt and owe an average amount of $16,000.  The average personal debt load has increased by $2,779 to a whopping $15,920 this year in comparison to last year. ...

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How to Avoid the retail traps of Overspending

Don’t fall for those tricks retailers use to lure you into overspending!  We’ve all overspent at some point.  Retailers are so savvy and creative with their strategies that the average consumer is many times flabbergasted at how their bill...

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Save money when buying for your Kids

It is no secret that kids can cost a lot of money.  From the day they are born parents shower their children with toys, clothes and gadgets.  Retailers cash in on the numerous items that promise to entertain kids...

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Tips to have a Cost Friendly and Happy Thanksgiving

Thanksgiving is only a few days away and as we look forward to enjoying a long weekend with family and friends, we thought we would put a few tips together to help you save some coin when organizing your...

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You’ll win by Paying down debt before Retirement

No matter what age you are, paying down debt sooner than later will always end up saving you money and stress in the long run.  It is a matter of financial discipline and accountability that will earn you a...

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Budget Tips To Prepare for the Fall

As October rolls in we find ourselves excited for a new season while preparing for the cold winter nights ahead.  Home repairs and yard maintenance are usually top of mind at this time.  There are some things you can...

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