money-pigThere are a number of debt blogs on the Internet, some good and some not so good. Whether a blog has 10 articles or 100, there is one common goal for all debt blogs – to help people get out of debt. That’s it. Simple enough right? We take great pride in the topics we write about and the people who read them. We are experts at debt management and it is our mission to impart what we know to consumers. We like to hear feedback and hear other people’s stories of how they got into debt and the steps they are taking to help them get out of debt. What’s your story?

We have compiled a few articles that will give you some good information about managing personal finance, saving a few dollars and getting out of debt. Happy reading!

Paying Rent paid with a credit card is a Bad Idea

Talk about a bad idea. Paying for goods and services with credit is one thing, but paying your rent with credit is a whole new can of worms. A Vancouver-based company says it has signed up more than 5,000 Canadians to directly pay their rent or condominium fees with a credit card since launching almost two years ago.
A new program called RentMoola may be the beginning of a trend that sees more charges migrating to credit cards, says Patrick Postrehovsky, co-founder and chief executive of the company.

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How you can choose the Best Appliance

Shopping for a new appliance can be a daunting task, especially when you are a first time home buyer. There are many different brands in a range of prices. To choose the appliance that best fits your needs and budget, there are few things to consider.
Before you embark on the journey of appliance shopping, consider what your needs are, the space you have to work with, the colours you would like and, most importantly, your budget. Do you need all the bells and whistles an appliance has to offer? Or do you just require the basics. Do you cook often or not very often? Do you have a large family or a small one? These are questions you need to ask yourself and answer honestly.
Care of the Toronto Start, here are some things to consider when shopping…

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Renovating your Home the Right Way

Did you know that home renovations and repair services are traditionally one of the Ministry of Government and Consumer Services’ top consumer inquiries and complaints? Statistics Canada reported home renovation spending reaching $5.2 billion in Ontario alone in the third quarter of 2014. Some of the money was wisely spent and some of it was due to improper and inadequate contract work done.
The beginning of spring marks the start of home renovation season. Before you endeavor down this path, you should first have a solid plan and back-up plan for funding the project. Consult your budget, make some trimmings where needed, but make sure a renovation project will not bury you in debt. Investing in your home to improve its worth is wise, just make sure you ask the right questions before you renovate or repair your home. You want to protect your hard-earned money after all!

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Getting Smarter with your Money in

Anytime during the year is a good time to reflect on your financial situation and how you are managing your hard earned coin. We need to constantly look for ways to make our money stretch further and possibly make more of it. Whether it’s a fresh start or a refresher on good money management, improving your financial situation should be a priority. Here are some tips on how to do that….

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Dangers of Debt for Canadians Over 55

A financially secure retirement for Canadians 55+ is no longer an expected reality for many. Today more and more Canadians are finding themselves tied down with debt during retirement.
According to the Vanier Institute, bankruptcy rates for those aged 55 to 64 have increased by more than 600 percent over the last twenty years. Delaying retirement until debt has been paid off is no longer the trend. Now retirees are assuming new and more credit in their retirement with new mortgages and credit purchases.

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