Do you own a small business and have debt trouble?  Don’t lose your business investment over outstanding credit bills.

How can we help?

OCCA Consumer Debt Relief has a program specifically tailored for small business owners.  Our counselors are trained to understand your financial difficulties and will offer you unique solutions to help you protect your business.

We have helped numerous small business owners redefine their monthly budgets while negotiating affordable repayment plans. We can help do the same for your business.

You have worked hard and invested a lot to build your business.

We can help you keep it with our unique Small Business Debt Relief Program.

For more information about how we can help your business, call us at 1-866-873-6222.

Whether your salary is evenly distributed over the span of 9 or 12 months, teachers need to budget well.

In order to keep your finances in check, it is important to set up a monthly budget for yourself. You can use the budget plan we have created, or you can develop one of your own. Whatever you decide, it is important to include the following details:

• Your monthly income
• Your fixed expenses
• Your variable expenses

Once you total your expenses and subtract them from your total monthly income, you will have an idea of where you stand financially each month. Prioritize your expenses, be realistic, and don’t forget to set aside some funds for your savings whenever possible. These savings may help you fund unexpected expenses such as car or home repairs or other unpredicted events. The more you prepare and organize your monthly expenditures, the better position you will be in financially.

Whether you have received a student loan, are employed or unemployed, you should have an idea of how to manage your finances throughout your school year.

In order to keep your finances in check, it is important to set up a monthly budget for yourself. You can use the budget plan we have created, or you can develop one of your own. Whatever you decide, it is important to include the following details:

• Your monthly income – please include any scholarship or student assistance you receive
• Your fixed expenses
• Your variable expenses

Don’t forget to include text books, tuition fees and any student program fees you pay in your budget.

Once you total your expenses and subtract them from your total monthly income, you will have an idea of where you stand financially each month. Prioritize your expenses, be realistic, and don’t forget to set aside some funds for your savings whenever possible. These savings may help you fund unexpected expenses such as car or home repairs or other unpredicted events. The more you prepare and organize your monthly expenditures, the better position you will be in financially.

To be a successful renting tenant, you need to ensure you can make your rent payments each month, in full and on time.

In order to keep your finances in check, it is important to set up a monthly budget for yourself. You can use the budget plan we have created, or you can develop one of your own. Whatever you decide, it is important to include the following details:

• Your monthly income
• Your fixed expenses
• Your variable expenses

Once you total your expenses and subtract them from your total monthly income, you will have an idea of where you stand financially each month. Prioritize your expenses, be realistic, and don’t forget to set aside some funds for your savings whenever possible. These savings may help you fund unexpected expenses such as car or home repairs or other unpredicted events. The more you prepare and organize your monthly expenditures, the better position you will be in financially.

Are you having trouble paying rent due to outstanding credit payments? OCCA Consumer Debt Relief can help you. Call OCCA Consumer Debt Relief for a free financial assessment. Check out how we’ve helped tenants get their finances in order by visiting the Public Forum/Help for Tenants – A Place for Tenants to Ask Questions at www.ontariolandlord.ca.

The name of our article is “Get Back in the Game with OCCA”.

Like your tenants, you have to ensure your mortgage payments are paid on time and in full to secure accomodation for your tenants.  In order to do this, you rely on your tenants to make reliable rent payments. 

We can help you budget your rental income and your expenses.  You can use the budget plan we have created, or you can develop one of your own. Whatever you decide, it is important to include the following details:

• Your monthly income – please include income from your rental properties
• Your fixed expenses
• Your variable expenses

Once you total your expenses and subtract them from your total monthly income, you will have an idea of where you stand financially each month. Prioritize your expenses, be realistic, and don’t forget to set aside some funds for your savings whenever possible. These savings may help you fund unexpected expenses such as car or home repairs or other unpredicted events. The more you prepare and organize your monthly expenditures, the better position you will be in financially.

Having trouble receiving rent payment from your property? Perhaps your tenants have outstanding debt that interferes with their rent payments. OCCA can help you. Refer your clients to OCCA and we will help your tenants settle their insecure debt so they can get back on track with paying YOU their rent. Check out how we’ve helped tenants get their finances in order by visiting the Public Forum/Help for Tenants – A Place for Tenants to Ask Questions on the Ontario Landlord Association’s website.

The name of our article is “Get Back in the Game with OCCA”.

You’re earning a salary and want to ensure you have the money you need to cover any bills every month.

We can help you set up a monthly budget for yourself. You can use the budget plan we have created, or you can develop one of your own. Whatever you decide, it is important to include the following details:

• Your monthly income
• Your fixed expenses
• Your variable expenses

Once you total your expenses and subtract them from your total monthly income, you will have an idea of where you stand financially each month. Prioritize your expenses, be realistic, and don’t forget to set aside some funds for your savings whenever possible. These savings may help you fund unexpected expenses such as car or home repairs or other unpredicted events. The more you prepare and organize your monthly expenditures, the better position you will be in financially.

When you are unemployed, you need to be very careful about your spending.  Maintaining a budget is extremely important.

We can help you set up a monthly budget for yourself. You can use the budget plan we have created, or you can develop one of your own. Whatever you decide, it is important to include the following details:

• Your monthly income – please include any provincial or private allowance you receive
• Your fixed expenses
• Your variable expenses

Once you total your expenses and subtract them from your total monthly income, you will have an idea of where you stand financially each month. Prioritize your expenses, be realistic, and don’t forget to set aside some funds for your savings whenever possible. These savings may help you fund unexpected expenses such as car or home repairs or other unpredicted events. The more you prepare and organize your monthly expenditures, the better position you will be in financially.

When you are working part-time, you may or may not have benefits.  Paying for dental or medical bills can put a strain on your finances. 

We can help you set up a monthly budget. You can use the budget plan we have created, or you can develop one of your own. Whatever you decide, it is important to include the following details:

• Your monthly income
• Your fixed expenses
• Your variable expenses

Once you total your expenses and subtract them from your total monthly income, you will have an idea of where you stand financially each month. Prioritize your expenses, be realistic, and don’t forget to set aside some funds for your savings whenever possible. These savings may help you fund unexpected expenses such as car or home repairs or other unpredicted events. The more you prepare and organize your monthly expenditures, the better position you will be in financially.

When you work in the health care industry, your working hours may be all over the map.  Have you had time to set up a proper budget for yourself?

We can help you set up a monthly budget. You can use the budget plan we have created, or you can develop one of your own. Whatever you decide, it is important to include the following details:

• Your monthly income
• Your fixed expenses – please include any union fees
• Your variable expenses

Once you total your expenses and subtract them from your total monthly income, you will have an idea of where you stand financially each month. Prioritize your expenses, be realistic, and don’t forget to set aside some funds for your savings whenever possible. These savings may help you fund unexpected expenses such as car or home repairs or other unpredicted events. The more you prepare and organize your monthly expenditures, the better position you will be in financially.

Income for Labourers can differ from time to time depending on the industry.  It can be steady during one season and light during another.  This can make budgeting a little tricky.

We can help you set up a monthly budget for yourself. You can use one we have created, or you can develop one of your own. Whatever you decide, it is important to include the following details:

• Your monthly income
• Your fixed expenses – please include union fees if applicable
• Your variable expenses

Once you total your expenses and subtract them from your total monthly income, you will have an idea of where you stand financially each month. Prioritize your expenses, be realistic, and don’t forget to set aside some funds for your savings whenever possible. These savings may help you fund unexpected expenses such as car or home repairs or other unpredicted events. The more you prepare and organize your monthly expenditures, the better position you will be in financially.