Top 6 Personal Finance and Debt Help Articles

Our members can tell you that making the call to OCCA to resolve debt is the first step in becoming debt free. We value our members and the relationships we build with them. We want to help...

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Entertaining at Home Patio Style

Skip the expensive restaurants and bars! What better way to entertain your family and friends this summer than on your very own backyard patio. It’s the perfect place for a casual get together with family or an elegant evening...

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Using Scare Tactics to Collect on Debt

It’s no secret that collection agencies and credit card companies use scare tactics to collect on unpaid bills. Threatening a consumer with the loss of their home, legal arrest and personal harm have been used to bully out payments....

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Getting Rent Paid with Credit is a Bad Idea

Talk about a bad idea. Paying for goods and services with credit is one thing, but paying your rent with credit is a whole new can of worms. A Vancouver-based company says it has signed up more than 5,000...

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Consumer Debt leads to decline in Mall Sales

c/o Global News: Reitmans Ltd., one of the country’s most established clothing retailers, says a decline in traffic to shopping centres is a primary reason why its network of stores is seeing a drop in sales. Other forces are pressuring...

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Canadians pay too much for phone, internet and TV

A new study on affordability has been published showing the federal government needs to take action on how rising costs for phone, internet and television services are affecting consumers, especially the lower income consumers. Canadians are spending between $100 and...

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How to be a Thrifty Traveler

Everyone likes to travel and we don’t have to spend a fortune to travel to exotic places. Where there is a will there is a way. We have sourced some great thrifty ways to stretch your dollars while you...

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Canadians still spending what they Don’t Have

Stop me if you’ve heard this before. Canadians are spending money they don’t have. Yes, the broken record keeps playing but Canadians are not listening to the music. Economists have been warning consumers for the last few years to...

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Disconnecting from your Digital Devices

Have you ever thought your life was connected to a phone, a computer or to some other digital device? Do you constantly feel the urge to check your social media accounts to feel connected? Whether we are at home,...

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Canadian credit card debt statistics are in!

Creditcard Canada posted Canada’s credit card / debit card and debt statistics last week. The outlook shows bankruptcy is down but consumer proposals are up since the last statistics from 2012. Credit cards are the major source of unsecured...

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