How Millennials should prepare for Retirement

Retirement is probably the last thing on the minds of millennials. However it’s never too early to start preparing for what is inevitable – debt and retirement. It’s almost impossible to live without some kind of debt, and that’s...

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Could Loans be made even easier to get?

Would it make things easier for consumers to obtain a loan at a cheaper rate? Well, it may happen. The Bank of Canada’s decision to lower its overnight lending rate is expected to send consumer interest rates even lower. The...

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The Bright side for Canadians in Debt

Even though Canadian household debt is at the highest peak it’s ever been and savings are at its lowest level ever, Canadians can take heart in the little, but important, steps taken when looking at the good financial moves...

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Giving up on Paying off Personal Debt

There was a recent article on EU Economy about a Greek family who stopped paying off their personal debts because they just couldn’t keep up with the payments. The family still owes a year’s worth of school fees at...

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We are not just another Debt Blog

There are a number of debt blogs on the Internet, some good and some not so good. Whether a blog has 10 articles or 100, there is one common goal for all debt blogs – to help people get...

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The Risks to Canada’s Financial System

Looks like Canada’s financial system could be at risk because of high household debt and the impact of cheap oil, the Bank of Canada said on Thursday, but the bank's governor said the dangers were not severe enough to...

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How you can choose the best Appliance

Shopping for a new appliance can be a daunting task, especially when you are a first time home buyer. There are many different brands in a range of prices. To choose the appliance that best fits your needs and...

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Renovating your Home the Right Way

Did you know that home renovations and repair services are traditionally one of the Ministry of Government and Consumer Services’ top consumer inquiries and complaints? Statistics Canada reported home renovation spending reaching $5.2 billion in Ontario alone in the...

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Things to know on Victoria Day Long Weekend

Hey fellow Canadians, are you ready to kick off another summer? After the winter we just had I think we’ve all earned some sunshine and warmth. The upcoming Victoria Day long weekend marks the unofficial start of summer in...

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Top 6 Personal Finance and Debt Help Articles

Our members can tell you that making the call to OCCA to resolve debt is the first step in becoming debt free. We value our members and the relationships we build with them. We want to help...

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