Inexpensive ways to keep warm this winter

Winter - the evergreens are covered with snow, houses and shops are decorated for the season - truly a beautiful season.  Although, there is one downfall to all of this beauty, and that is the frigid weather.  Staying warm...

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4 reasons you should pay with cash

Cash feels real When you have a finite number of bills in your pocket, you can only spend within your parameters.  Using your credit card opens up access for spending outside of your present means.  Bringing cash to your...

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Do I have a debt problem?

However you've found your way here, whether through a Google search, referral, or social media, there's a chance that you may in debt.  We're here to help determine if you're in debt and if it's time that you to...

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Inexpensive Dad Gifts for Father’s Day

Whether, you're a son, daughter, wife, or friend, there are certainly dads out there who have given you guidance along the way.  For taking you to all those late soccer practices, teaching you how to ride a bike, and...

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Summer fun on a budget

  Rediscover your local library Libraries can be an excellent source of fun for the family which is very easy on the wallet.  Sign your kids up for a reading club and keep track of how many books they can read...

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How to save on your home reno

There's no secret that life is expensive, and there's a good chance that you'll take on debt at some point in your life.  The average Canadian has about $22,000 of personal debt, so if you're worried about your financial situation,...

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2016 Debt Goals

Happy New Year! Now that the holidays are over and we're back to reality, it's time to get focused.  If you're one of the many thousands of Canadians who are struggling with personal debt, then you may have made "becoming debt...

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How to save money over the Holidays

Don't over spend on gifts This time of year, many people feel the pressure to one-up their great Christmas gift-giving spree from last year, causing them to over spend on unnecessary items.  Surely people will appreciate your generosity, but be...

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Managing back-to-school finances

It's that time of year again, both for parents and children - yep, back to school!  This time, though exciting, also brings on additional expenses.  Kids are now getting settled into their classrooms and are preparing for the academic...

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How Millennials should prepare for Retirement

Retirement is probably the last thing on the minds of millennials. However it’s never too early to start preparing for what is inevitable – debt and retirement. It’s almost impossible to live without some kind of debt, and that’s...

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