5 Tips to keep you in the Black

As we roll into December, we’ve listed a few tips to keep you in the black this Holiday season: Pay more than the minimum.  Paying the minimum on your credit card payments covers your monthly interest and barely touches your...

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Putting your Debt ahead of Investing for Retirement

Investment planners and employers are effective in getting the message across to employees to invest, save and plan for retirement. However a plan for debt management is usually not included in a typical benefits plan provided to employees. When...

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Are you financially honest with your Spouse?

Do you have an open line of communication with your spouse about your spending habits? Capital One conducted a survey recently about how couples handle personal finance.  Their findings are mixed in how much open we are with each...

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Canadians still way over their heads in Debt

According to a recent RBC survey, three-quarters of Canadians are in debt and owe an average amount of $16,000.  The average personal debt load has increased by $2,779 to a whopping $15,920 this year in comparison to last year. ...

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