Holiday spending doesn’t have to lead to Holiday Debt!

We all look forward to giving and receiving during the Holiday season.  We carry a euphoric anticipation of the big day when we enjoy the smiles on the faces of our loved ones when they open the gifts we...

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Why and How we waste our money during the Holiday Season

It’s the most wonderful time of the year....to spend.  You cannot walk in a shopping mall, listen to the radio or watch 10 minutes of television without being tempted by retailers to buy their tantalizing products.   Whether it is...

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