Overspending is a real issue for many Canadians and despite the apparent public access to credit counseling, many of us do not stick to a monthly budget, and sink into debt. With updated statistics showing Canadian consumers with a...
What is debt consolidation? A debt consolidation is a single loan (generally from a financial institution) that allows you to repay your debts to several or all of your creditors at once. You are then left with only one outstanding loan —...